Have recent building code upgrades knocked your home roof outside the scope of the manufacturer’s warranty? Alpha Roofing can help get you back to compliance, and maybe get your insurance to pay for it!
Alpha Roofing Helps You Stay Compliant, Longer.
If you’re one of the forward-thinking individuals who chose to invest in Building Code Upgrade coverage inside your homeowner’s insurance policy, you have no fears of how to pay for upgrades to your home roofing when the building codes change. Unfortunately, many homeowners might not even know that building codes have changed, and potentially knocked their home roof out of warranty. But did you know that many insurance agencies will quite often pony up for the upgrades you need to make in order to keep your shingles or your roofing system under warranty coverage? Why would they do this? Aren’t insurance companies notorious for never wanting to pay for ANYTHING?
Catastrophic Loss Vs. Partial Replacement
If you have encountered catastrophic loss, some insurance companies will allow you to work new code upgrades in with the roofing replacement, but sometimes this takes real effort. Most Homeowner Policies don’t include code upgrades without the advent of a disaster event. If you don’t have the right professional on your side, you could lose these negotiations with your provider. But with the experienced pros from Alpha Roofing, you will absolutely get the highest dollar amount for your new roof from your insurance company. Without code upgrade coverage, your total costs of roof replacement could be 30-50% higher. Most roofers don’t take time to include code upgrades in the initial negotiations with your insurance company. But Alpha Roofing will.
Insurance and Code Upgrade – How Does it Work with a Writer?
While it is normally true that they don’t like to pay out unless they absolutely have to, the Insurance Company’s position can be understood very simply: if it’s less expensive to pay for your code upgrades than it would be to pay for your roofing materials out of warranty, they are far more likely to negotiate with you. Roof decking, metal drip edge roofs, and water valley shields are common recent code upgrade victims for many Georgia homeowners and business owners. It’s also important for a roofing contractor to be aware, as well as your insurance company, that repairing or replacing your home roof with “similar materials,” or “materials of like quality,” instead of using approved products, might void your entire roofing system’s warranty.
If you have questions regarding recent code upgrades where you live or work, and how certain changes might affect your manufacturer’s warranty, Alpha Roofing is here to help answer any questions you might have. We can even work with your Insurance Company to see if your code upgrades could be paid for inside the scope of your Homeowner’s Insurance Policy. Call or contact our professionals today, and schedule a FREE on-site assessment of your home roofing needs.